Trust Auditor · Trust Account Audit · New Zealand · FCPA-Led

Trust Auditor
New Zealand

Aurora Financials provides independent trust account audit services for solicitors, law firms, real estate agencies, charitable trusts, and CPAs across New Zealand — led by Jonathan Maharaj FCPA, a qualified NZ statutory auditor with 20+ years of experience. Fixed fee, 100% remote, deadline guaranteed. Serving Auckland, Wellington, Christchurch, Hamilton, Dunedin, and all of New Zealand.

FCPA Fellow of CPA Australia
PrimeGlobal Member Firm · 120 Countries
500+ Businesses Served
20+ Years NZ Audit Experience
$0 Initial Consultation
CPA Australia Recognised Employer Partner
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Why Aurora Financials
500+
Organisations audited across New Zealand
20+
Years NZ trust audit experience
100%
Remote delivery — NZ-wide coverage
$0
Cost for your initial consultation
Trust Auditor NZ Trust Account Audit NZ Solicitor Trust Account Audit Real Estate Trust Account Audit Charitable Trust Audit NZ NZ Law Society Compliant REAA Compliant Fixed Fee · 100% Remote · NZ-Wide Trust Auditor NZ Trust Account Audit NZ Solicitor Trust Account Audit Real Estate Trust Account Audit Charitable Trust Audit NZ NZ Law Society Compliant REAA Compliant Fixed Fee · 100% Remote · NZ-Wide
Legal Requirement

Who Needs a Trust Account Audit
in New Zealand?

If you hold client funds in a trust account in New Zealand, an independent trust account audit is a mandatory legal requirement — not optional. Aurora Financials provides qualified trust auditor services for all regulated professions and organisations required to audit their trust accounts under New Zealand law.

Your regulatory body sets strict annual submission deadlines. Missing them risks penalties, compliance issues, and serious damage to your professional reputation. As an independent trust auditor in New Zealand, Aurora Financials understands the specific requirements of each regulatory body — and delivers signed, compliant audit reports on time, every time.

Whether you are a solicitor under NZ Law Society obligations, a real estate agency under REAA requirements, or a charitable trust with Charities Services obligations — your trust account audit must be performed by a qualified, registered, and truly independent auditor.

Solicitors & Law Firms

The NZ Law Society requires solicitors holding client funds to have their trust accounts audited annually by a qualified, independent auditor.

Real Estate Agencies

The Real Estate Agents Act 2008 requires REAA-licensed agencies holding client deposits and rental trust accounts to undergo annual independent trust account audits.

Charitable Trusts

Charitable trusts registered with Charities Services may be required to have their accounts audited or reviewed depending on their Tier classification under the Charities Act 2005.

CPAs & Accounting Firms

Accounting practices holding client funds or requiring an independent trust account audit for their clients can partner with Aurora Financials for CPA trust account audit services across New Zealand.

Our Services

Trust Account Audit Services
for Every Profession in New Zealand

As a specialist trust auditor in New Zealand, Aurora Financials provides tailored trust account audit services for each regulated profession. We understand the specific compliance obligations of your regulatory body — and deliver audit reports that meet their exact requirements.

⚖️
NZ Law Society · Annual Requirement

Solicitor Trust Account Audit

The NZ Law Society requires solicitors holding client funds to have their trust accounts independently audited every year. Our solicitor trust account audit service is designed around Law Society trust account rules — delivering a signed, compliant audit report within your submission deadline.

  • Full trust account audit per NZ Law Society requirements
  • Review of client fund ledgers and trust account reconciliations
  • Compliance testing against Law Society trust account rules
  • Signed independent auditor's report — ready for submission
  • 100% remote — no disruption to your practice
Request a solicitor trust audit →
🏠
REAA · Real Estate Agents Act 2008

Real Estate Trust Account Audit

Under the Real Estate Agents Act 2008, licensed real estate agencies must have their trust accounts independently audited annually. Our real estate trust account audit ensures your client deposit accounts and rental trust accounts are fully REAA-compliant.

  • REAA-compliant trust account audit — annual requirement
  • Client deposit account and rental trust account review
  • Estate agent trust account audit for property managers
  • Compliance testing against REAA trust account regulations
  • Signed audit report delivered digitally — on time
Request a real estate trust audit →
🤝
Charities Services · Charities Act 2005

Charitable Trust Audit

Charitable trusts registered with Charities Services may be required to have their accounts audited depending on their Tier classification. Our audit for charitable trust service covers both full statutory audits and review engagements — fully compliant with XRB reporting standards.

  • Audit of a charitable trust — Tier 1 and Tier 2 organisations
  • Review engagement for Tier 3 charitable trusts
  • Trust deed compliance review
  • Restricted fund and grant accounting audit
  • Signed audit report compliant with XRB standards
Request a charitable trust audit →
📊
CPA Trust Account Audit · Partner Service

CPA & Accounting Firm Trust Audits

Need an independent trust account auditor for a client's trust account? Aurora Financials partners with accounting practices across New Zealand to provide independent CPA trust account audit and trust audit and consulting services — seamlessly and professionally.

  • Independent trust account audit for accounting firm clients
  • Internal and external trust account audits
  • CPA trust account audit services NZ-wide
  • Trust audit and consulting for complex trust structures
  • Attorney trust account audit for legal practices
Partner with Aurora →
Why Aurora Financials

Why Choose Aurora as Your
Trust Auditor in New Zealand?

Not all auditors understand trust account compliance. Here is what sets Aurora Financials apart from other trust account auditors in New Zealand.

01

FCPA-Qualified Trust Auditor

Your trust account audit is led directly by Jonathan Maharaj FCPA — a Fellow of CPA Australia and New Zealand qualified statutory auditor with 20+ years of experience. Not a graduate. Not a junior. The most qualified person in the firm signs your audit report.

02

Specialist Trust Account Knowledge

Trust account audits require specific knowledge of NZ Law Society rules, REAA regulations, and Charities Services requirements. Aurora Financials understands the precise compliance obligations of each regulatory body — so your audit report meets their exact standards.

03

Truly Independent — No Conflicts

As an independent trust auditor, Aurora Financials has no financial interest in any of our audit clients. We do not provide accounting or bookkeeping to clients we audit — our independence is absolute, as required by CPA Australia professional standards.

04

Fixed Fees — Know Your Cost Upfront

We quote a fixed fee before any work begins. No hourly rates, no surprise invoices. You know exactly what your trust account audit costs from day one — making it easy to budget and plan your compliance obligations.

05

Deadline Guaranteed

Your regulatory body's submission deadlines are non-negotiable. We commit to clear delivery timelines before we start and guarantee them — so you never miss a filing date because your trust auditor is behind schedule.

06

100% Remote — NZ-Wide

Our entire trust audit process is conducted digitally — secure document sharing and read-only Xero access where applicable. We serve clients from Auckland to Invercargill without a single in-person meeting required.

Who We Serve

Trust Auditor Services for Every
Profession Across New Zealand

We provide trust account audit services to all regulated professions and organisations required to audit their trust accounts under New Zealand law.

  • Solicitors and law firms — NZ Law Society trust account audit
  • Real estate agencies — REAA trust account audit
  • Property managers — rental trust account audit NZ
  • Charitable trusts — Charities Services compliant audit
  • Incorporated societies — trust account compliance NZ
  • Accounting firms — CPA trust account audit for clients
  • Private trusts — independent audit of private trust
  • Community organisations — trust audit and consulting NZ

We provide trust auditor services across Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, and every region in New Zealand. If you are searching for a trust auditor near me or trust account auditor near me — our 100% remote process means we serve your region without any in-person meeting required.

How It Works

Four Steps to Your
Completed Trust Account Audit

From your first enquiry to your signed trust auditor's report — our process is designed to be clear, fast, and completely stress-free.

1

Free Discovery Call

Tell us about your trust account obligations and submission deadline. We respond within one business day with a clear, fixed-fee proposal — no obligation, no jargon.

2

Share Your Records

Provide secure online access to your trust account records, reconciliations, and Xero account. We guide you through exactly what we need — simple and straightforward.

3

We Audit

Our qualified trust auditors conduct a thorough independent review, flag any queries promptly, and keep you informed throughout. No surprises, ever.

4

Report Delivery

You receive a signed, independent trust auditor's report — ready to submit to your regulatory body. Delivered digitally, on time, every time.

Transparent Pricing

Fixed-Fee Trust Account
Audit Packages

All fees are fixed and quoted upfront — before any work begins. No hourly rates, no surprise invoices.

Review Engagement

Review of Trust Account

$1,500
+ GST · Starting from

Ideal for organisations requiring a review-level assurance engagement over their trust account. Includes trust account review, findings commentary, and a signed report ready for submission.

💡 Not sure what you need? Pricing depends on your entity type, trust account size, and record preparation. Get in touch for a no-obligation quote — we respond within one business day.
Client Testimonials

Trusted by Organisations
Across New Zealand

★★★★★

"Papakura Budgeting Service was on the lookout for a new auditor this year, and we are thrilled to welcome Aurora Financials. From the start, Jonathan and the team have been responsive, friendly, approachable, professional, and genuine."

JS
Jackie Smith
Office Manager, Papakura Budgeting Service
★★★★★

"Jonathan was the auditor for Amnesty International NZ. He was efficient and professional, and worked well with our unique circumstances as a Non Profit. He was patient with staff who may not understand accounting and auditing terms."

VC
Vivian Chandra
ICT Projects Manager, Amnesty International New Zealand
★★★★★

"BACT would recommend Jonathan Maharaj and Aurora Financials to other organisations and individuals. Our long-time volunteer chartered accountant was no longer available, and Aurora Financials stepped in seamlessly."

MW
Moira Wairama
Trustee, Baggage Arts Charitable Trust
Common Questions

Trust Auditor & Trust Account
Audit FAQ

If you hold client funds in a trust account — whether you are a solicitor, real estate agent, or another regulated professional — a regular independent trust account audit is a mandatory legal requirement under New Zealand law. The NZ Law Society requires annual trust account audits for solicitors, and the REAA requires annual audits for licensed real estate agencies. Charitable trusts have their own Charities Services reporting obligations. We confirm your specific requirements during your free initial consultation.
For solicitors, the NZ Law Society requires an annual trust account audit. Real estate agencies under the REAA are also required to have their trust accounts audited annually. Charitable trusts have annual reporting obligations to Charities Services. In all cases, the audit must be completed and submitted within your regulatory body's specified deadline — which varies by organisation.
A trust account audit involves an independent review of your trust account records — including client ledgers, trust account reconciliations, receipts and payments, and compliance with your regulatory body's trust account rules. The auditor tests that client funds have been correctly recorded, held separately from operating funds, and managed in accordance with your obligations. The audit concludes with a signed independent auditor's report ready for submission.
Aurora Financials provides fixed-fee trust account audit packages starting from NZ$1,500 + GST for a review engagement and NZ$3,000 + GST for a full audit. Exact pricing depends on your entity type, trust account size, and record preparation. We provide a no-obligation fixed-fee proposal within one business day — no surprises, no hourly rates.
Yes — 100% remotely. If you are searching for a trust auditor near me, Aurora Financials serves all of New Zealand digitally — from Auckland to Invercargill — without a single in-person meeting required. Our entire trust audit process uses secure document sharing and read-only Xero access where applicable. Same-quality audit, zero disruption to your business.
An internal trust account audit is conducted by someone within your organisation — useful for monitoring and internal controls but not sufficient for regulatory compliance. An external trust account audit is conducted by an independent, qualified auditor from outside your organisation — which is what regulatory bodies require. Aurora Financials provides independent external trust account audits. We also advise on internal controls as part of our trust audit and consulting service.
The NZ Law Society requires solicitors who hold client funds to have their trust accounts audited annually by a qualified, independent auditor. The auditor must be a registered auditor who is independent from the practice. The audit must test compliance with the Law Society's trust account rules — including client ledger maintenance, trust account reconciliations, and proper segregation of client funds. Aurora Financials is a CPA Australia Recognised Employer Partner and our audits meet Law Society requirements in full.
Under the Real Estate Agents Act 2008, licensed real estate agencies in New Zealand must have their trust accounts independently audited each year. The audit covers client deposit accounts, rental trust accounts, and compliance with REAA trust account regulations. Our real estate trust account audit service is specifically designed around these REAA requirements — delivering a compliant audit report within your annual deadline.
The content on this page is intended for general informational purposes only and does not constitute legal, financial, or professional advice. Trust account audit obligations vary depending on your specific circumstances and regulatory body. Aurora Financials recommends confirming your specific obligations with your regulatory body. Aurora Financials Limited accepts no liability for decisions made based solely on the content of this page.

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Jonathan Maharaj FCPA Founder Director Aurora Financials

Jonathan Maharaj FCPA

Founder & Director · Aurora Financials


Wellington, NZ — serving clients nationwide
No consultation charge
No minimum client requirement
Independent advice — no conflicts of interest
500+ NZ businesses served
FCPA Fellow of CPA Australia PrimeGlobal Asia Pacific Member 20+ Years NZ Audit Experience Forbes · NYT Media Featured #1 LinkedIn Creator NZ ACFE Fraud Examiner Member